Friday, December 18, 2009

Govt may give you $6,500 to move!

As most know, the First Time Home Buyer Tax Credit has been extended until April 30, 2010.  What some don’t know is that the new Act includes language granting a tax credit to Move-Up Buyers. The IRS describes this feature as follows (IRS Website 12/17/09):

“The Worker, Homeownership, and Business Assistance Act of 2009 extends the deadline for qualifying home purchases from Nov. 30, 2009, to April 30, 2010. Additionally, if a buyer enters into a binding contract by April 30, 2010, the buyer has until June 30, 2010, to settle on the purchase.

The maximum credit amount remains at $8,000 for a first-time homebuyer –– that is, a buyer who has not owned a primary residence during the three years up to the date of purchase.

But the new law also provides a “long-time resident” credit of up to $6,500 to others who do not qualify as “first-time homebuyers.” To qualify this way, a buyer must have owned and used the same home as a principal or primary residence for at least five consecutive years of the eight-year period ending on the date of purchase of a new home as a primary residence.

For all qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 tax returns”

Win The Day~

Jeff Werolin

Werolin Real Estate Group

Manager, Lyon Folsom

916.741.9505 Cell

JWerolin@GoLyon.com

HotNorCalHomes.com


Internal Virus Database is out-of-date.
Checked by AVG.
Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 5/15/2009 6:16 AM

Posted via email from Folsom Homes

Sunday, December 13, 2009

REO sales are a bust. Traditional sales rule in Sacramento Region

A shift in the market has occurred in the Sacramento region, putting traditional sales (non-distressed properties) in the lead for units sold over REO and short-sale properties.

Out of the 1,995 total sales in the 4 county region in November, traditional sales accounted for 42% of all sales. REO units represented 37%, and short-sale units made up 21% of sales.

This change has occurred due to marked appreciation in both REO and short-sales under $300,000 in the last 8 months; and a continued drop in value for traditional properties.

REO home sale prices have experienced a 10% appreciation for homes under 300,000 since the bottom of the market in April; based on average values of $97/ft in April to November’s price of $107/ft.

These are amazing statistics by any measure. Despite the slowing pace of REO sales, the new bargains are the homes not

in trouble but discounted to sell and compete directly with REO and shortsales.

One example: short-sale prices have risen 4% since May, while traditional sales have dropped 4% since April of this year.

Win The Day~

Jeff Werolin

Werolin Real Estate Group

Manager, Lyon Folsom

916.741.9505 Cell

JWerolin@GoLyon.com

HotNorCalHomes.com

   

CA DRE# 01336771

Posted via email from Folsom Homes

Wednesday, November 4, 2009

How To Save $99,000 A Month In Rent

The most expensive home for sale in the US is in this tour.  Do you know whose it is?  Also, there is a rental available!

http://insidemovies.moviefone.com/2009/11/03/expensive-celebrity-homes-los-angeles/

Win The Day~

Jeff Werolin

Werolin Real Estate Group

Manager, Lyon Folsom

916.741.9505 Cell

JWerolin@GoLyon.com

HotNorCalHomes.com

   

CA DRE# 01336771

Posted via email from Folsom Homes

Sunday, November 1, 2009

CIT Bankruptcy cost you $16.67

Well, CIT just failed. That’s after the $2.3 billion government loan that the Treasury Department said would be repaid and needed to be made since CIT is “too big to fail”.   Now the treasury says we will probably not see any of that money repaid.  What a surprise!  The failure is the largest since Washington Mutual went under.

That’s $16.67 for every taxpayer in the United States. Where did some of your money go?

Jeffrey Peek CITs CEO was supposed to get a $20 million severance package for his outstanding recommendations to invest in subprime loans.  Because CIT took government money, he will only get a measly $5 million severance check.

Next up – GMAC.  It’s funny how the government says it ONLY has a 35.4% stake in the company.  GMACs largest shareholder is the US Treasury – bottom line the government owns a major interest in this company; an interest that will be growing as it continues to buy more and more of this great investment.  GMAC is saying they need more bailout money from us to keep operating.  We’ve already given them $13.4 billion – now they need up to $5.6 billion more.  That’s about $138 from every one of us taxpayers.  What has our money earned so far?  GMAC made $1 billion in revenue last quarter and had $4.9 billion in expenses. Based on those figures the $5.6 billion will last about 4 months. Sounds like a good investment to me!

I can’t wait to see how financially successful national healthcare is going to be.  Based on the government track record so far we have a lot to look forward to.

Win The Day~

Jeff Werolin

Werolin Real Estate Group

Manager, Lyon Folsom

916.741.9505 Cell

JWerolin@GoLyon.com

HotNorCalHomes.com

   

CA DRE# 01336771

Posted via email from Folsom Homes

Wednesday, October 28, 2009

Sacramento foreclosures increase 20% - Sacramento Business Journal:

Sacramento’s foreclosure rate was 13th highest in the nation among the largest 200 U.S. metropolitan areas in the quarter ending Sept. 30, according to foreclosure tracker RealtyTrac, with 2.25 percent of all the households receiving a foreclosure filing, whether a notice of default, notice of a foreclosure sale or a bank repo.

That rate of 1 filing for every 44 houses is a 20 percent increase from the same quarter last year, the online real estate company reported.

Topping the list was Las Vegas, where notices were filed on more than 5 percent of households. Many California areas filled out the top 10, including Merced, Stockton, Modesto, Riverside-San Bernardino-Ontario, Bakersfield, and Vallejo-Fairfield.

The company noted that the Chico area experienced the highest jump in foreclosure filings from a year ago, with nearly double the rate of filing.

Sacramento used to be in 8th position - now 13th. I guess that is gaining ground!

Posted via web from Folsom Homes